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Diagnostic Tests

Fetal Ultrasound Cost in Illinois

A fetal ultrasound after 14 weeks of pregnancy uses sound waves to create images of your developing baby, with costs in Illinois ranging from $200 to $3,920 across 39 hospitals. This represents a significant price variation of 1,860% between facilities, making it essential to compare prices before scheduling your appointment. Understanding these cost differences can help you make informed decisions about where to receive your prenatal care.

49 Illinois hospitals compared
Updated December 2025
Compare Fetal Ultrasound (14+ Weeks) Prices

Illinois Price Range

Lowest Price$200
Median Price$762
Highest Price$3,920
Potential Savings$3,720

By choosing the lowest-cost provider

What is a Fetal Ultrasound (14+ Weeks)?

A fetal ultrasound performed after 14 weeks of pregnancy is a detailed imaging procedure that uses high-frequency sound waves to create real-time images of your developing baby in the uterus. This type of ultrasound, also called a mid-pregnancy or anatomy scan, provides crucial information about fetal development, growth, and potential abnormalities. The procedure is completely safe and painless, using no radiation. During the examination, a trained sonographer applies gel to your abdomen and uses a handheld device called a transducer to capture images. The sound waves bounce off tissues and organs, creating detailed pictures that appear on a monitor. This comprehensive scan typically takes 20-45 minutes and examines the baby's organs, limbs, spine, brain, and other structures. The ultrasound can determine the baby's position, estimate gestational age, measure growth parameters, and assess the placenta and amniotic fluid levels. Many parents look forward to this scan as it often provides clear images of the baby's features and may reveal the gender if desired. The detailed images help healthcare providers monitor the pregnancy's progress and identify any concerns that may require additional care or monitoring. Healthcare providers use specific measurements and assessments during this ultrasound to ensure the baby is developing normally. The scan creates a permanent record of the baby's development at this stage of pregnancy, which becomes part of the medical record and helps guide future prenatal care decisions.

Common Billing Codes (CPT/DRG)

7680576811768127681576816

Why Fetal Ultrasound (14+ Weeks) Prices Vary So Much

The 1860% price variation for fetal ultrasound (14+ weeks) across Illinois hospitals reflects several key factors affecting healthcare costs. Hospital-based facilities typically charge more than independent outpatient centers due to higher overhead costs, staffing requirements, and facility fees. Academic medical centers often have the highest prices due to their advanced equipment and specialized expertise, while community hospitals and standalone facilities usually offer more competitive rates. Geographic location within Illinois also impacts pricing significantly. Facilities in Chicago and affluent suburbs generally charge more than those in rural areas due to higher operating costs and market dynamics. The type and age of equipment used can affect costs, as facilities with newer, more advanced technology often charge higher fees to recoup their investments. Insurance contract negotiations create another layer of price variation. Different facilities have varying negotiated rates with insurance companies, and the same procedure can cost vastly different amounts depending on your coverage. Some facilities may bundle services into a single price, while others bill each component separately, affecting the total cost you see.

Lower-Cost Options

  • Community hospitals in suburbs
  • Freestanding imaging/surgery centers
  • Cash-pay discounts (20-40% off)

Higher-Cost Options

  • Academic medical centers (Northwestern, Rush)
  • Hospital outpatient departments
  • Out-of-network facilities

Fetal Ultrasound (14+ Weeks) Prices at Illinois Hospitals

Compare actual fetal ultrasound (14+ weeks) prices reported by hospitals. Prices shown are cash-pay/self-pay rates from hospital transparency files.

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Payment Options Comparison

See how different payment methods affect your out-of-pocket cost

Cash/Self-Pay

Hospital list price

$762

Full price

  • No insurance needed
  • May qualify for discounts

With Insurance

Estimated negotiated rate

~$610

Save ~$152 vs cash

  • Negotiated network rate
  • Counts toward deductible
  • Actual cost depends on plan
Best Value

With HSA/FSA

Tax-free payment

$498

Save $264 in taxes (~35%)

  • Pay with pre-tax dollars
  • Federal + State + FICA savings
  • Rolls over year to year

No monthly fees. FDIC insured.

HSA savings based on 22% federal + 4.95% IL state + 7.65% FICA tax rates. Actual savings vary by tax bracket.

Can I Afford This?

Check if your savings can cover this $762 procedure.

Procedure Cost$762
With HSA Tax Savings$498
$
Open an HSA to save $264 in taxes

No monthly fees. Invest your balance. FDIC insured.

Insurance Tips for Fetal Ultrasound (14+ Weeks)

Most insurance plans cover fetal ultrasound (14+ weeks) when medically necessary and ordered by a physician. However, your out-of-pocket costs will depend on your specific plan's deductible, copay, and coinsurance terms. Before scheduling, contact your insurance provider to verify coverage and understand whether prior authorization is required. For uninsured patients or those with high-deductible plans, the 1860% price variation across Illinois facilities makes comparison shopping essential. Many facilities offer cash-pay discounts of 20-40% off their standard rates, and some provide payment plans or financial assistance programs. Consider outpatient facilities or independent centers, which often charge less than hospital-based departments for the same quality care.

Before Scheduling, Ask:

  • 1.Is this facility in my insurance network?
  • 2.Does this procedure require prior authorization?
  • 3.What is my out-of-pocket cost after deductible?
  • 4.Is there a cash-pay discount if I pay upfront?

When Do You Need a Fetal Ultrasound (14+ Weeks)?

Your doctor may recommend fetal ultrasound (14+ weeks) when you experience persistent symptoms, abnormal test results, or when routine screening is due. Common medical indications include evaluating suspected conditions, cancer screening, monitoring known diseases, or as part of preventive care. The decision to order this procedure is based on your individual symptoms, medical history, and physical examination findings. In some cases, your physician may start with less expensive or less invasive tests before recommending fetal ultrasound (14+ weeks). If you have questions about whether this procedure is necessary for your situation, discuss the expected benefits and any alternatives with your healthcare provider. The timing of the procedure depends on the urgency of your symptoms and your doctor's clinical judgment.

Frequently Asked Questions

Without insurance, fetal ultrasound (14+ weeks) costs in Illinois range from $200 to $3,920, with a median price of $762. The significant price variation means patients can potentially save hundreds or thousands of dollars by comparing costs at different facilities before scheduling.

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Price data sourced from hospital transparency files as required by the Hospital Price Transparency Rule. Last updated December 2025.

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